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Jenfi
Jenfi is a Singapore-based financial technology startup that is revolutionizing the small and medium business (SMB) financing landscape. Established in 2019, this pioneering company uses a data-driven approach to provide growth capital to digitally-enabled businesses across Southeast Asia. By filling a critical gap in traditional financial lending, Jenfi seeks to empower SMBs, paving their way to achieve scalable and sustainable growth.
In contrast to traditional lending institutions, Jenfi's model evaluates applicants based on their operational data instead of just financial history. By scrutinizing metrics such as online sales and advertising spend, Jenfi can make faster, more accurate funding decisions. This model not only allows more businesses to qualify for funding, it also reduces the risks associated with lending, enabling Jenfi to provide competitively low rates.
Under the dynamic leadership of co-founders Jeffrey Liu and Justin Louie, Jenfi has successfully raised millions in seed funding and supported numerous SMBs across various sectors. The company's innovative approach has been lauded in the industry, as it transforms small business financing in Southeast Asia and strengthens its digital economy. With its robust business model, Jenfi aims to bridge the financing gap for SMBs, fostering a more inclusive and resilient economy in the region.